The only value you receive from a policy is when it comes to making a claim. Don’t find out before it’s too late. There can be many hidden terms and clauses within a policy wording.

Online quotes are based on a series of assumptions and many people don’t realise that failure to disclose an accident or motoring conviction can invalidate their policy and any subsequent claim. In addition, the policy excess or amount you have to pay in the event of a “fault” claim can be very high.

We recommend that you discuss your needs with a trained professional who fully understands the many clauses and details within a policy wording. That way you have peace-of-mind and someone to refer back to in the event of a claim or query.

This approach doesn’t mean that you get a more expensive quote, far from it. Our experience shows that when comparing like-for-like cover with an online provider we are able to offer our local clients a more competitive alternative.

•Private cars, 4×4’s
•Commercial vehicles