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Small Craft Boat Insurance

Insurance for your boat

Small Craft Boat Insurance

Small Craft Boat Insurance
Small Craft Boat Insurance overviewSmall Craft Boat Insurance eligibilitySmall Craft Boat Insurance documents
 
Boat Insurance


Our Small Craft Boat Insurance product covers a wide variety of different vessels conforming to different specifications. The maximum length for an online is 23' and anything that falls outside of the criteria can be offered upon referral.


Policy Features


 

Small Craft Boat Insurance Main Policy Features

  • Cover for sailing dinghies, motorboats, sailing boats, sailboards and canoes
  • Sailing boats and motor boats covered up to 23'
  • Variety of different classes of sailing dinghy covered - including keelboats
  • Includes racing cover
  • 10% non-racing discount of teh sailing dinghy if it is not used for racing
  • Cover whilst the craft is ashore
  • Whilst in transit by road
  • Afloat on inland and coastal waters of the United Kingdom and Europe, up to 12 miles offshore
  • Cover Includes:
  • Outboard motors (if specified)
  • Inboard motors (if specified)
  • Towing trailer (if specified)
  • Trolley (if specified)
  • Life Jackets and buoyancy aids (if specified)
  • Personal effects are included if the vessel has lockable overnight accomodation and are automatically included in the policy up to 2% of the sums insured with a minimum of £500 and maximum of £2,500
  • There is automatically covers for tenders
  • £3,000,000 public liability cover
  • Removal of the wreck resulting in a loss covered by the insurance
  • Excesses are stated in the policy schedule but there isno excesss on Third Party claims
  • No insurer has ever declined my / our proposal or refused to renew or cancelled my / our policy or imposed special terms or conditions for any of the risks proposed.
  • I/we have not suffered any losses or had any claims made against me/us by any employee or any third party in respect of death, injury or damage to property during the last five years, whether insured or not, in respect of any of the risks which I/we now wish to insure.
  • I/we have not been convicted of or charged with (but not tried) or received a police caution in connection with arson or any other criminal offence (other than motoring offences)
  • Note: Convictions regarded as spent under the Rehabilitation of Offenders Act 1974 do not need to be disclosed
     
  • I/we have not been prosecuted or received notice of intended prosecution or been served with a Prohibition Notice in connection with a breach of any health and safety legislation.
  • I/we have not been declared insolvent or bankrupt or been the subject of bankruptcy proceedings.
  • I/we have not been the subject of a County Court Judgement (or Scottish equivalent) or are any proceedings pending.
  • I/we have not been a director or partner in any business which is or has been the subject of a winding up or administrative order, or receivership proceedings.
  • I/we are resident/s of the United Kingdom

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Authorised and Regulated by the Financial Conduct Authority under reference: 474741
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