Plumbers Liability Insurance

Insurance for the UK based trade, including public liability insurance, tools cover and valuable legal expenses cover.

Our aim is to provide the essentials for cover whilst saving you money, time and hassle so you can get on with running your business. Enjoy peace of mind with our specialist policy for your particular trade.

Our policies are designed for businesses and sole traders - if you have staff, we can include Employers Liability cover for up to ten employees. Our tradesman policy has been crafted to cover all your needs at the most competitive price.

Do I need Professional Indemnity Insurance?

Professional Indemnity Insurance covers your business against claims by customers who have suffered financial loss as a result of using your services. Your indemnity policy would cover compensation claims and legal fees.

You may need professional indemnity insurance if you provide advice to customers or other clients. If something goes wrong as a result of your advice, you could be liable for the cost of repairs plus any damage or injury resulting from it. Professional indemnity cover is especially important for you if other businesses or customers take your advice about how to carry out work.

Plumbers Liability Insurance Main Policy Features

• Public Liability Cover up to £5m
• Ability to add up to 10 Employees for Employers Liability of £10m
• Temporary Employees can be included
• Tools cover can be added including ability to insure laptop computers and stock in trade at a storage location.
• Contract Works Cover - Choice of limits and can insure own plant and hired in plant.
• Personal Accident - For all Employees, choose limit required.
• Optional Commercial Legal Expenses

Other Similar Insurance Products

• Aerial Erectors Insurance
• Alarm Installers Insurance
• Builders Liability Insurance
• Carpenters and Joiners Insurance
• Caterers Insurance
• Electricians Insurance
• Fencers and Fencing Contractors Insurance
• Glaziers Insurance
• Tradesman Liability

• No insurer has ever declined my / our proposal or refused to renew or cancelled my / our policy or imposed special terms or conditions for any of the risks proposed.
• I/we have not suffered any losses or had any claims made against me/us by any employee or any third party in respect of death, injury or damage to property during the last five years, whether insured or not, in respect of any of the risks which I/we now wish to insure.
• I/we have not been convicted of or charged with (but not tried) or received a police caution in connection with arson or any other criminal offence (other than motoring offences)
Note: Convictions regarded as spent under the Rehabilitation of Offenders Act 1974 do not need to be disclosed
 

• I/we have not been prosecuted or received notice of intended prosecution or been served with a Prohibition Notice in connection with a breach of any health and safety legislation.
• I/we have not been declared insolvent or bankrupt or been the subject of bankruptcy proceedings.
• I/we have not been the subject of a County Court Judgement (or Scottish equivalent) or are any proceedings pending.
• I/we have not been a director or partner in any business which is or has been the subject of a winding up or administrative order, or receivership proceedings.
• I/we are resident/s of the United Kingdom